Do you have an older vehicle that you don't drive much but is it top-notch condition? Did you know that your personal auto policy is designed to give you only the actual cash value of that vehicle at the time of a loss. If you think that your vehicle is worth more, you should consider a classic car policy. Under a classic car policy, you can insure that vehicle for it's appraised value, better coverage, and usually with a lower premium. Call The Phoenix Company today and ask us about classic car coverage.