Flood Insurance

A flood is a devastating natural occurrence that can happen anywhere, leading to significant damage to your home and personal property. Unfortunately, standard North Carolina homeowners and renters insurance policies typically do not cover damage caused by a flood.

That’s why The Phoenix Company keeps our clients informed of their options when it comes to important insurance add-ons like this, helping protect you from potential risk and loss.

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What a Flood Insurance Policy Does and Does NOT Cover

Flood insurance quotes often cover:

  • Building: This coverage applies to the physical structure of your home, including the foundation, walls, roof, electrical systems, plumbing, and permanently installed fixtures.
  • Contents: This covers the personal belongings within your home, such as furniture, clothing, appliances, and electronics (note: contents coverage is typically purchased separately from building coverage).

Flood insurance quotes typically do not cover:

  • Damage caused by earth movement (i.e. landslides)
  • Damage caused by sewer backup
  • Living expenses while your home is being repaired

Contact Us for a Flood Insurance Quote Today

Don't wait until a flood strikes to protect your home and belongings. Contact The Phoenix Company to learn more about your flood insurance options in Winston-Salem, Greensboro, High Point and beyond.

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You may also call (336)765-9332 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

Reliable Insurance From Familiar Faces

At The Phoenix Company, you don't have to choose between personal service and a reputable insurance company. As a member of Correll Insurance Group, we combine the dependability of a national insurance agency with the individualized care of a local agent invested in you and your North Carolina community. That’s the Phoenix difference and the Correll way.

CORRELL INSURANCE GROUP >>

The Phoenix Company is a member of Correll Insurance Group and works to bring you coverage that best fits your needs.  Visit our corporate site to learn more.

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