North Carolina Renters Insurance

Renting can offer flexibility and freedom! But it’s crucial for renters to understand their obligations when it comes to insurance. In the event of a disaster, while your landlord's insurance may cover the building itself, it likely would not cover your personal property or protection from a potential lawsuit. That means it’s up to you to protect yourself and your belongings while you rent.

The Phoenix Company understands the unique needs of renters in the Piedmont Triad of North Carolina, and we're here to help you find the perfect policy to safeguard your possessions—and your future! One of our experienced agents will first take the time to understand your needs. Then we’ll go to work finding you the best coverage at the most affordable price!

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Why Do I Need Renters Insurance?

Whether damage or loss occurs as a result of fire, theft, flooding, or any other disaster, without insurance, renters are solely responsible for replacing their belongings out of their own pocket. Renters may also be found liable for bodily injury that may occur on rental property. Renters Insurance provides a crucial safety net for your peace of mind by offering protection against possible lawsuits, and ensuring you are able to replace items such as furniture, electronics, and clothing in the event of an emergency. A renter policy may also cover additional required living expenses following a period of loss.

What Does Renters Insurance Cover?

A typical renters insurance policy covers a wide range of events, often including:

  • Fire and Smoke
  • Theft and Vandalism
  • Water Damage
  • Windstorms and Hail
  • Lightning Strikes
  • Falling Objects

It's important to understand the specifics of your policy, including any exclusions or limitations. Don’t worry—our agents at The Phoenix Company can walk you through the details and answer any questions you have.

Discuss Your Insurance Needs

How Much Renters Insurance Do I Need?

The amount of renters insurance you need depends on several factors, including the value of your personal belongings, the potential risks you face, and your budget. We recommend creating your own inventory to help estimate the value of your possessions. This will help your insurance agent determine the appropriate coverage for your personal property.

Contact Us for Renters Insurance Quotes

Don't wait until it's too late! Protect your belongings and your financial future with renters insurance from The Phoenix Company. If you live in the Winston-Salem, Greensboro, or High Point areas, contact us today for a free quote and the peace of mind you deserve!

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You may also call (336)765-9332 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

Reliable Insurance From Familiar Faces

At The Phoenix Company, you don't have to choose between personal service and a reputable insurance company. As a member of Correll Insurance Group, we combine the dependability of a national insurance agency with the individualized care of a local agent invested in you and your North Carolina community. That’s the Phoenix difference and the Correll way.

CORRELL INSURANCE GROUP >>

Correll Insurance Group
Trusted Choice

1396 Westgate Center Dr. Winston-Salem, NC 27103 |
(336) 765-9332

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The Phoenix Company is a member of Correll Insurance Group and works to bring you coverage that best fits your needs.  Visit our corporate site to learn more.

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