North Carolina Homeowners Insurance

Your house is likely your most treasured possession and largest personal investment. At The Phoenix Company, we understand the importance of protecting this invaluable asset, so our North Carolina agents are devoted to finding the very best homeowners insurance quotes to safeguard your home and financial well-being.

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Why Homeowners Insurance is So Important

Fires, storms, and theft. While the risks to your home and possessions are significant, home insurance helps protect your financial security with critical coverage for your property in the event of a devastating event.

What Does Homeowners Insurance Cover

While policies differ depending on each client’s situation, most homeowners insurance policies are designed to offer broad protection, covering a wide range of potential loss. The following is commonly covered under a homeowners insurance policy in North Carolina:

  • The physical structure of your home, including the roof, walls, foundation, and attached structures like garages and decks. This coverage helps you rebuild or repair your home in the event of a covered loss.
  • Your belongings and personal property. This coverage protects your furniture, clothing, electronics, appliances, and other possessions against theft, fire, and other covered losses, both inside your home and even when you’re not there!
  • Liability. Accidents happen. If you injure someone or you accidentally damage someone else's property, liability coverage can help protect you from expenses such as medical bills and legal fees.
  • Loss of Use. If your home becomes unlivable due to a covered event, this type of coverage helps pay for temporary living expenses such as hotel stays, meals, and other related costs while your home is being repaired or rebuilt.

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Why Choose The Phoenix Company?

As an independent insurance agency, The Phoenix Company partners with a variety of insurance carriers to offer comprehensive policies that meet your needs. Our local agents live and work in your community, making it easy for us to get to know our clients and recommend the homeowners policy that’s right for you.

Customized Coverage

Whether you run a home-based business or collect high-value antiques, we know that every homeowner has unique needs. That's why it’s important to find the policy that best covers your specific situation. Our trusted agents prioritize understanding your needs first so they can search for coverage tailored to your home and budget. They’ll take the time to educate you on your options for add-ons, such as increased coverage for valuable items, flood insurance, or personal umbrella policies, to ensure your home insurance provides you with maximum protection.

Contact Us

How you protect your home is one of the most important decisions a homeowner can make. Don't wait until it's too late! If you live in the Piedmont Triad, contact The Phoenix Company today to get started finding the right policy for you.

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You may also call (336)765-9332 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

Reliable Insurance From Familiar Faces

At The Phoenix Company, you don't have to choose between personal service and a reputable insurance company. As a member of Correll Insurance Group, we combine the dependability of a national insurance agency with the individualized care of a local agent invested in you and your North Carolina community. That’s the Phoenix difference and the Correll way.

CORRELL INSURANCE GROUP >>

Correll Insurance Group
Trusted Choice

1396 Westgate Center Dr. Winston-Salem, NC 27103 |
(336) 765-9332

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The Phoenix Company is a member of Correll Insurance Group and works to bring you coverage that best fits your needs.  Visit our corporate site to learn more.

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